What is Prufrock’s (and more importantly, Eliot's) attitude towards taking risks in "The Love Song of J. Alfred Prufrock"?

The repeating phrase "there is time" is where I would look
for an answer to the question of Prufrock's (and Eliot's) attitude toward taking
risks.

The narrator speaks of the unending cycles that seem
to pervade each day.  He starts by saying that "we" should move along like "a patient
etherized," unaware, following the same meaningless paths, participating in the same
cheap methods of entertainment.  However, I do not believe he means this.  He is writing
satirically: saying one thing, meaning the opposite.  He points these things out, the
movement of people no more aware than the movement of fog on a window pane.  And always
there is consistency in what is done: "the women....talking of
Michelangelo."

The narrator warns not to ask any questions,
but especially those like "What is it?" or "Do I dare?"  In truth, Eliot
wants the reader to dare.  In continually repeating there
is time, he leads us to the inevitable, asking "Do I dare?" while getting
old, hair sparse on the head, limbs thinning, trousers rolled up as age robs one of his
height.  And "we" keep telling ourselves, "There is
time."

The narrator has had all meaningless experiences and
all the emptiness life has to offer, measured in taking tea, listening to the music in
another room (not where he is), following the
swishing path of the hem of a skirt across the floor, and having no more impact on or
interaction with life than "a pair of ragged claws/Scuttling across the floors of silent
seas," in other words, a crab on the ocean's floor.

With
several wonderful allusions, Eliot makes his point. He notes that he is not Prince
Hamlet: Hamlet's tragic flaw is that he is too indecisive and fails to take action when
he has the opportunity.  This is not an accidental comparison he
makes.

He also wonders looking back, if he should have
taken the universe on (rather than asking, "Do I dare disturb the universe?") in order
to be like Lazarus (another famous allusion) returning from the dead to tell others what
being dead was like.  He could have done so--talked about what life was
really about, IF he had taken chances, dared
to take risks.

So when Eliot speaks to us through the
narrator (Prufrock), he is telling us to take the risks and not count on "there will be
time." Time has a way of slipping through our fingers, though it is more valuable than
gold. Time passes and somehow we never have the chance to do the things we have promised
ourselves to do over the years, until, too late, we can no longer do them.  Or, even
more tragically, life flashes before one's eyes in that moment before premature death,
when it is sadly apparent that there will be no more "time" left to
use.

Eliot's poem says: Carpe diem!
(Seize the day!)